Defensive Driving Tips Although getting behind the wheel may seem like a simple, everyday task, it could be one of the most dangerous things you do all day long. As a defensive driver, you can help avoid motorized crashes and Read More

It’s home repair and update season in Texas. Before you put on that new roof or start renovating your kitchen, take a moment to think about who you will hire to do the work. Everyone wants to save money, sometimes Read More

Co-Insurance penalties…be sure to have the proper Commercial property coverage Most property insurance policies contain a coinsurance provision. A coinsurance provision requires the insured to insure the covered property to a specified percentage of it’s full value, typically 80, 90 Read More

Don’t suffer a total loss if your business is forced to close temporarily A core element to your business owners policy (BOP) is Business Interruption Insurance, or also known as business income insurance. This policy helps you pay bills, replace Read More

Having homeowners insurance may not be enough to cover items that have a higher value in the case of robbery, loss or damage. It is important that you consider Scheduled Property Coverage if you have concern. Scheduled property coverage is Read More

There are no guarantees in life or business, but in construction we have the performance bond. A performance bond, also known as a contract bond is a surety bond issued by an insurance company or bank to guarantee completion of Read More

By now you know, Workers’ Compensation is a form of insurance that provides wage replacement and medical benefits to employees that are injured at work, in exchange for the employee’s right to sue for negligence… but did you know Workers Read More

Your home loves you. Keep it safe. You should review your policy annually if any of the following changes have occurred. Major life changes can significantly affect your policy. You’ve married or divorced Had a child or adopted Have a Read More

Don’t let a mistake cost you and your business! As employers we need to protect our employees and ourselves throughout the entire employment process. Employee Benefits Liability insurance provides coverage to the employer in the case of errors or omissions Read More

It’s 3am…Thieves manage to break into your shop and damage several vehicles under your control. Even with a disclaimer or hold harmless agreement, you will likely have to pay to get them fixed potentially costing you thousands of dollars, unwanted Read More