Why should I hire a licensed contractor?

It’s home repair and update season in Texas. Before you put on that new roof or start renovating your kitchen, take a moment to think about who you will hire to do the work.

Everyone wants to save money, sometimes this means choosing a lower-budget option by handling repairs yourself or hiring an unlicensed contractor. However, your home is important to you and it’s maintenance deserves better than the cheapest route, which could quite possibly turn in to the riskiest route. It’s important you don’t unintentionally put your home or family at risk. Hiring a licensed contractor may cost you a bit more, but it is a long-term investment that will eventually save you time and trouble. Here are a few good points to consider when it comes to working with a licensed contractor for your home construction and repair needs:

A contractor who is licensed is experienced and most importantly insured

Licensed contractors have gained experience and knowledge through the proper training and legal processes. They have taken the time to obtain licenses and permits from authorized government offices, after passing their licensure test of course.

A licensed contractor will have the proper insurance

A licensed contractor will offer liability and worker comp insurance to protect your home, your family, and you. These insurance policies offer protection from personal and bodily injury and property damage that could occur during your renovation. For example, if a visitor is injured upon entering the construction site, or a worker hurts themselves at your property, the insurance protection will cover medical fees that could arise.

City and federal government requirements

A licensed contractor understands how to meet all requirements set by the city and federal government. They will schedule inspections and make sure your repair meets quality requirements and passes all safety examinations. This is important when the time comes to sell your home. A potential buyer may ask if the required permits were pulled for the project for any major renovation you have had done.
The best thing about a licensed contractor is that they will take responsibility for needed repairs if they come up afterwards, or if something goes wrong during renovation since ignoring or dodging you when a problem arises, can result in the loss of their licensure. A trusted licensed contractor will stay with you long after the repair is completed.
Mindi McKinley Insurance Services is here for you when it comes to questions and concerns about your contractor. If you need referrals or information please contact us today. 817.200.7491 or email us at mindi@yourinsurancepro.net.