Your home loves you. Keep it safe.
You should review your policy annually if any of the following changes have occurred. Major life changes can significantly affect your policy.
- You’ve married or divorced
- Had a child or adopted
- Have a live-in in-law
- Refinanced your home
- You’ve upgraded appliances
- You built a swimming pool
- Or you’ve come into an inheritance
Basic Homeowners Insurance Coverages
Your Home
Most importantly…protect your home’s structure, built-in appliances or wall-to-wall carpeting from damage.
Your Belongings
Cover your personal property not attached to or built into your home like furniture, jewelry, camera equipment and clothing.
Personal Liability
Protect yourself from an accident that occurs in your home. Damages to someone or something can be covered by a personal liability policy.
Medical Coverage
Your policy can help pay for medical or funeral expenses if someone is injured on your property.
Other Structures
Covers additional structures not attached to your house, such as a shed, fence, barn, detached garage or gazebo.
Credit Card Coverage
Pays up to your selected limit for unauthorized transactions on your credit cards and bank debit/ATM card. Also applies to forged checks and counterfeit money.
