Employee Benefits Liability

Don’t let a mistake cost you and your business!

As employers we need to protect our employees and ourselves throughout the entire employment process.

Employee Benefits Liability insurance provides coverage to the employer in the case of errors or omissions in your administration of an employee’s benefit program.

For example, if a new employee requests medical insurance and the employer fails to add the new employee to the plan, then the health insurance company later denies coverage for the employee’s medical claim…the Employee Benefits Liability coverage would pay for the benefits that would have been payable under the health insurance plan but for the employer’s error.

This coverage applies to a wide range of employee benefits including health, life and disability insurance, retirement plans, and other benefits offered through plans administered by the employer.