Many carriers now offer Telematic programs — simple apps or devices that track driving or home safety habits — and reward you with lower premiums.
Auto Telematics
- Most carriers offer plug-in or app-based options that track things like speed, braking, and mileage.
- Safe drivers often see 5–30% savings after a short evaluation period.
- Great for families with teen drivers or multiple vehicles.
Home Smart-Device Discounts
- Smart sensors and connected devices (smoke, leak, or security systems) can qualify for protective device discounts.
- Some carriers even provide free or discounted devices that monitor for electrical malfunctions, water leaks or frozen pipes.
Tip: If you’ve upgraded your vehicle, installed smart home tech, or haven’t reviewed your policies recently, you could be leaving savings on the table.
Let us review your current carrier’s programs and see what’s available — it’s often as simple as downloading an app.
